Many children miss getting financial assistance during hard times because they do not know that they qualify for it. You can benefit from social security benefits for children if you satisfy the various requirements for eligibility. Some of the eligibility requirements differ from state to state but most of them are common. You should not let the death of a parent or guardian to end your hopes of living a financially stable life.
When your parent was alive and working, he or she was saving some money for use during old age. If he or she dies, you could be handed over that amount of money to enable you cater for your everyday financial needs. However, you might be denied the right to access those funds if you do not meet certain requirements.
One of the requirements is that you should be an unmarried child. In this case, you would be considered a child if you are under the age of 18. If you are attending secondary or elementary school on a full time basis, you could be considered a child when you are below 19 years of age.
For the disabled, you can receive social security benefits for children if you are under the age of 22. However, you must remain disabled before that age if you are to be considered for these benefits.
Most of the conditions mentioned above apply to natural children. Fortunately, a deceased worker’s adopted children, grandchildren and stepchildren are also catered for under certain conditions. Children with disability have numerous special conditions that make them eligible for social security benefits when their parents die or are even alive. You can receive social security as well as SSI disability benefits in form of cash if you are disabled and your parent is either retired or disabled too.
Social security benefits are designed to help children of all backgrounds, but the disabled and children from extremely poor families get special consideration. However, if you have not exceeded the age of 18, you have a higher chance of getting social security benefits regardless of your background.
You are eligible for social security benefits for children if your parent or guardian receives social security or SSDI benefits. You can also collect social security benefits if your parent was supposed to receive the benefits before their death. In this way, you would be collecting the benefits on behalf of your parent as an auxiliary or dependent. If you are a grandchild or step grandchild, you may also collect the benefits of your grandparents if your parents were not alive.
According to legislation, you are entitled to a maximum of 50% of your parent’s monthly benefits depending on your family’s minimum. You can get these benefits until you reach 18 years. They will stop if you get married or when you reach the age of 19 if you are still in secondary school. These benefits are geared towards enabling you to survive without having financial difficulties until the time when you can support yourself. With such information, you should not find it hard to acquire social security benefits for children.